Heating your home can be expensive, especially during the cold months. For many families, keeping the house warm takes a large part of the household budget. But did you know there are ways to cut these costs without sacrificing comfort?
One of the best ways to save is by applying for a heating grant. These grants can help cover the cost of installing or upgrading your heating system. That means warmer homes and smaller bills.
But how much can you actually save with a heating grant?
In this blog, we’ll break down the full picture—what heating grants are, who can apply, how much money you can save, and how to get started. By the end, you’ll know exactly how heating grants can help reduce your energy bills and improve your home.
What is a Heating Grant?
A heating grant is a type of financial support offered to homeowners and tenants. The aim is to help cover the cost of a central heating system or an upgrade to a more energy-efficient one.
Heating grants are often part of government-funded schemes. These programs focus on cutting carbon emissions and reducing fuel poverty. They are usually free or heavily subsidized, meaning you may not have to pay anything at all.
In the UK, for example, the ECO scheme (Energy Company Obligation) is one of the most common programs offering these grants.
Who Can Get a Heating Grant?
Heating grants are not available to everyone. These grants are mostly for people who:
Own or rent their homes privately
Live in a property that has no central heating or has an old, inefficient system
Receive certain government benefits (like Universal Credit, Pension Credit, Income Support)
Have a low household income
Live in a property with poor energy efficiency
If you meet one or more of these conditions, there’s a good chance you could qualify for help through Central Heating Grants.
How Much Can You Save?
This is the big question. Let’s look at how much you can save in different ways.
1. Saving on Installation Costs
Installing a new heating system can be very costly. On average:
A new boiler and full central heating system can cost between £3,000 and £7,000
Replacing an old boiler with a new energy-efficient one might cost around £2,000 to £4,000
Upgrading heating controls or adding insulation can add £500 to £1,500
With a heating grant, you could get part or all of these costs covered. Many applicants pay nothing at all. Others may have to contribute a small amount.
That means, at the very least, you could save hundreds—and at most, you could save up to £7,000 or more depending on the scope of work and the type of grant.
2. Saving on Energy Bills
New heating systems use less fuel and work more efficiently. That means you can save money every month on your gas or electric bill.
On average:
Households switching from electric heating to gas can save up to £900 per year
Replacing an old boiler with a new condensing boiler can save £300 to £600 per year
Adding smart heating controls can save another £70 to £150 annually
So over 10 years, that’s £3,000 to £9,000 in savings just from lower bills.
And if you also get free insulation with your grant, your savings could be even higher. Homes with better insulation lose less heat and require less energy to stay warm.
Real-Life Example
Let’s say you live in a small house with no central heating. You’re currently using electric heaters.
You apply for a grant and qualify under the Central Heating Grants program. You get a new gas boiler, radiators, and a thermostat installed—for free.
Here’s how your savings might look:
Installation cost saved: £5,000
Annual heating cost before: £1,500
Annual heating cost after: £600
Annual savings: £900
10-year savings: £9,000
Total savings = £14,000
Even if you had to pay a small part of the cost (say £500), you would still save a large amount of money over time.
Why Heating Grants Make Sense
They Help the Environment
Heating grants often come with upgrades to energy-efficient systems. These systems burn less fuel and release fewer harmful gases into the air. By switching to a better system, you lower your carbon footprint and help the planet.
They Increase Property Value
A home with modern heating is more attractive to buyers. It also gets a better Energy Performance Certificate (EPC) rating. If you plan to sell your home later, having central heating and good insulation can boost its value.
They Improve Comfort and Health
Living in a cold house is not only uncomfortable—it can also be bad for your health. Cold and damp homes can cause or worsen issues like:
Asthma
Colds and flu
Joint problems
Mental health issues
With a heating grant, you get a warmer, drier, and healthier home.
What Does the Grant Cover?
Every scheme is a bit different, but most Central Heating Grants cover:
New boiler installation (gas or oil, depending on area)
Radiators and pipework
Heating controls like thermostats and timers
System upgrades (like replacing old storage heaters or broken boilers)
Sometimes insulation as well (loft or cavity wall)
Some schemes even include maintenance for a short time after installation.
How to Apply for a Heating Grant
The process is simple. Here’s what you usually need to do:
Step 1: Check if You Qualify
Visit a Central Heating Grants provider or website and use their eligibility checker. You’ll need to enter basic details about your home, income, and benefits.
Step 2: Get a Free Survey
If you qualify, a certified installer will visit your home for a free survey. They’ll check your current heating system, energy efficiency, and decide what upgrades you need.
Step 3: Installation
Once approved, they will book a time for the installation. Most jobs are completed in 1–3 days.
Step 4: Enjoy the Savings
After installation, your home will be warmer and your bills lower. You won’t need to do anything else—just enjoy the benefits.
Common Questions About Heating Grants
Do I have to repay the grant?
No. These are non-repayable grants. You don’t need to pay the money back.
What if I’m a tenant?
You may still be eligible if you rent from a private landlord. You’ll need the landlord’s permission, but many agree because it adds value to their property.
Can I choose the type of heating system?
In most cases, the grant will cover the most suitable and cost-effective system for your home. You may not get to choose the exact brand or model, but all systems meet government standards.
Can I apply if I’ve had a grant before?
Yes, in some cases. For example, if your previous grant covered insulation and now you need heating, you may still qualify.
Final Thoughts
Heating your home shouldn’t break the bank. With a heating grant, you can cut down your costs, stay warm, and even help the environment—all at the same time.
By applying through the first time Central Heating Grants program, many homeowners and tenants can get a full central heating system installed for free or at a very low cost. From day one, you’ll start saving money on your energy bills. And over time, those savings add up to thousands of pounds.
Whether you’re upgrading an old system or installing heating for the first time, a heating grant is a smart move. It’s one of the easiest and most effective ways to improve your home and your wallet.
Take Action Today
If you think you might qualify for a heating grant, don’t wait. Energy prices are always changing, and the sooner you upgrade, the more you’ll save.
Visit a trusted provider today and see if you’re eligible for Central Heating Grants. A warmer home and lower bills could be just a few clicks away.
