Los Angeles, CA — November 20, 2025
Wildfire risks are rising across California. Many traditional insurers are pulling back, leaving homeowners with fewer coverage options. Claims are becoming more complicated, and delays can cause extra damage and stress. Green Planet Restoration of LA assists families and businesses in restoring their properties and managing Damage Restoration Claims on behalf of the property owner. The company now offers detailed restoration documentation as part of the restoration process.
A Deepening Insurance Crisis in California
The California FAIR Plan, the state’s insurer, which usually is the last resort, has grown quickly. By September 2025, it covered around 645,000 active policies. Total exposure has risen to about $696 billion, which is a 52% increase from last year in a short period of time. Homeowners are now turning towards The FAIR Plan due to fewer private market options.
Such a dramatic increase has caused concern over its long-term financial viability. The increase in the risk of wildfires and the insufficient coverage of the voluntary market are pushing more property owners into the system.
The California Department of Insurance (CDI) is undertaking these reforms as part of its Sustainable Insurance Strategy. This entails the application of forward-looking wildfire disaster models to motivate insurers to issue policies in the high-risk regions.
The first model certified by the CDI is the Verisk Wildfire Model, marking a significant regulatory milestone for catastrophe risk assessment in California.
Why Expert Insurance Billing Assistance Matters
Many homeowners in wildfire-prone areas are losing access to traditional insurance. When it happens, they fall back on the FAIR Plan, which is limited in scope and is financially risky.
As fast recovery is absolutely vital after a disaster, delays in cleanup or repairs can compound the issues. The property may face mold growth and structural damage especially after water flooding.
Since the California wildfires of JAN 2025, the insurance claims process has become more challenging than ever before. Denials and underpayments are increasingly common now. Having a restoration partner who can clearly document damage and communicate effectively with insurers can improve the outcome of a claim.
How Green Planet Restoration Helps Property Owners
In response to The FAIR Plan, Green Planet Restoration of LA now assists the clients in all the procedures of Damage Restoration Claims including the documentation and paperwork handling. Not only the claims process becomes speedy but also less stressful for the property owner.
The company notifies the adjusters, drafts detailed reports, and represents clients in order to win decent settlements. The damage restoration company now undertaken all restoration insurance billing related tasks under its wing. This now enables the property owner to concentrate on reconstructing their homes and bringing their lives back to the norm.
Leadership Perspective
“California’s insurance market is shifting, and it’s not enough to just rebuild after damage — we need to rebuild with confidence,” said a spokesperson for Green Planet Restoration. “Our goal is to lighten the load for property owners and help them restore both their homes and their financial stability.”
About Green Planet Restoration of LA
Green Planet Restoration of LA is a 24/7 disaster restoration company serving Southern California. It handles water, fire, and mold remediation, odor removal, pack-out, and reconstruction. Its insurance-billing division manages the claims process, saving clients time and stress.
Licensed (CSLB #1009639), bonded, and insured, the damage restoration company serves homeowners and businesses across Los Angeles County, San Diego County, Orange County, and San Bernardino County.
Green Planet Restoration of LA has completed over 1,500 restoration projects, building a strong reputation for professionalism and reliability.
Green Planet Restoration operates 24/7 across Southern California.
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References
California Department of Insurance. (2025, July 24). Reform made real — California Department of Insurance completes final evaluation of innovative forward‑looking model to address California’s coverage crisis. https://www.insurance.ca.gov/0400-news/0100-press-releases/2025/release052-2025.cfm
California Department of Insurance. (2025, August 1). Department of Insurance expanding coverage for Californians who need it most. https://www.insurance.ca.gov/0400-news/0100-press-releases/2025/release055-2025.cfm
California FAIR Plan. (2025). Key statistics & data. https://www.cfpnet.com/key-statistics-data/
Professional Insurance Agents Western Alliance. (2025, July 22). California FAIR Plan exposure up drastically in 2025. https://www.piawest.com/news-releases-and-bulletins/california-fair-plan-exposure-up-drastically-in-2025/
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Media Contact
Shay Ben Hamo
Marketing and Business Development
Website: https://greenplanetrestoration.com
Email: Shay@gprla.com
Phone: +1 (818) 515-1893
Address: 9146 Owensmouth Ave, Chatsworth, CA 91311
